A cashback credit card helps you get a percentage of your money bank that you have spent on an online or offline purchase. Well, Axis Bank has the right credit card for you. Using the Axis ACE credit card you can have unlimited cash back benefits on your purchases, bill payments, travel, etc. Let’s have a look at the article below and learn more about the offers of this Axis Card.
How Much Cash Back Can I Earn Using Axis ACE Credit Card?
When you use this credit card from Axis Bank for your daily spending, you will get the following benefits –
Bill Payments Get You 5% Back
A 5% amount will be back when you pay your electricity bill, internet, gas bill, mobile recharge, and DTH bill payment via Google Pay. So link your credit card with your Google Pay account and start paying your bills with this. So when you compute the monthly savings, you will see there is a huge difference from earlier.
4% Back on Partner Sites
Axis Bank has partnered with Ola, Swiggy and Zomato, so when you use the Ace Credit Card at the payment gateway, you will get 4% back on your payment. So ordering food and travelling from home to office and vice versa is getting more and more affordable and the size of income is increasing with Axis Bank Credit Card.
If you spend INR 30,000 in a billing cycle of Axis ACE Credit Card, the cashback benefit breaks up in the following manner –
- Recharge and bill payment through Google Pay expenditure is INR 5,000
- Swiggy, Zomato and Ola total is INR 5,000
- For other INR 20,000
- And INR 10,000 are EMI purchases
So, the cashback for the above billing cycle is as follows –
5% of INR. 5,000 = INR. 250
4% of INR. 5,000 = INR. 200
2% of INR. 10,000 = INR. 200
ACE Card Expenses that are Not Eligible for Cashback Benefit
Cashback is eligible for the following spending on the Axis Credit Card –
- Fuel
- EMI
- Wallet loading
- Cash advances
- Due credit card bills
- Card fees and other card charges
What Other Benefits Do You Get from Ace Credit Card Axis Bank?
Upon using the credit card, you will get the following bene besides the above –
Lounge Access
You can use this credit card at the airport lounge to get entry and have a luxurious experience while waiting for your flight. In a calendar year, up to four complimentary visits are allowed in domestic airports with this Axis Bank Credit Card.
Fuel Surcharge Waiver
If you use this credit card for the payment of a fuel refill, you will get a 1% fuel surcharge waiver. And this benefit applies to a minimum transaction of INR 400 and a maximum of INR 4,000. The maximum surcharge waiver per statement cycle is INR 500. So do use your ACE Credit Card to avail of this benefit on your fuel transactions.
Apply for Axis Bank ACE Credit Card
You can apply for the Axis Bank Card both online and offline, so let’s check out both these processes –
Online Application
Open your smartphone and visit the Axis Bank official website, follow these instructions –
- Click on ‘Explore Products’ and select ‘Credit Cards’
- From the list of Axis Bank cards, find ‘ACE Credit Card’
- When you find the card, click o the ‘Apply Now’ button
- Fill in an application form with your personal and income details
- Click on the ‘Next’ button and start uploading KYC and income proof
- Now click on the ‘Submit’ button
Your application for Best cashback credit card has been submitted successfully.
Offline Application
To apply offline, visit the nearest bank branch and tell the bank representative about the ACE Credit Card, he/she will give you a form. Fill in the form, attach documents and submit it at the counter.
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