HomeBusinessKhushhali Microfinance Bank Launches USSD Banking for Remote Account Monitoring - Webeys

Khushhali Microfinance Bank Launches USSD Banking for Remote Account Monitoring – Webeys

Allows phone users to remotely check their Khushhali bank accounts

Khushhali Microfinance Bank Limited (KMBL) – a leading financial institution in Pakistan, has made a new technological advancement to enhance convenience for its clients with a mobile banking solution. This state-of-the-art digital tool enables ‘remote monitoring’ of your KMBL account, even if the account holder uses a standard ‘Feature-Phone’. Customers do not need a smartphone to use this new service, which is based on a secure Unstructured Supplementary Service Data (USSD) channel, to ensure accessibility without having to physically visit a bank branch or own a smartphone.

In the first phase of this innovative venture, all KMBL customers using Zong, Ufone and Jazz/Warid telecom services will be able to use Khushhali USSD Mobile Banking simply by dialing *8226#. During the initial phase, this solution offers basic functions such as: Loan-Account Request and Account Balance Request for the Current and Savings accounts.


KMBL Chairman – Ghalib Nishtar stated: “The introduction of this revolutionary service is another milestone in KMBL’s journey towards digital transformation. Following our vision, we strive to provide highly developed banking services, on-the-go, around the clock, while striving to solve the socio-economic and financial security challenges facing the masses, especially during the global Covid19 pandemic. This venture is in line with global best practices and the vision of State Bank of Pakistan (SBP) to enable consumers to access banking online.”

KMBL’s technology partner for this project is: “Virtual Remittance Gateway (Private) Limited” (VRG) – a TPSP company, duly licensed by SBP and Pakistan Telecommunications Authority (PTA), to conduct ‘interoperable payments’, together with channeling, routing and switching of electronic transactions, using Unified USSD service.


As one of the most resourceful institutions in Pakistan, KMBL is evolving in sync with the country’s highly competitive banking sector. It implements the latest mobile banking solutions, in line with the favorable policies of the government, to inspire and elevate the nation on an equal footing with the developed world.


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